Question by Red: Secured credit cards… How long will it take to see credit improvement?
If you are using a secured credit card to repair bad credit how long does it take to see an improvement on your credit report? How much improvent do you see?

These banks/cards requie you to have a savings account with them equal to your credit limit. If you have collection accounts or JUDEMENTS can a collection agency freeze these accounts and take them?

Best answer:

Answer by Joycee
you wont…you get a secrued credit card for 400 bucks…they will shoot you with 300 fees upfront and piled them up month after month…they are the worst cards to get a handle on

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Lastest Credit Improvement News

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Credit Improvement????

Question by K.C.: Credit Improvement????
How long will it take for my credit to be “good” after all my debt has been paid thru a debt counseling program?

Best answer:

Answer by faulty_cortex
7 YEARS.

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Adding lines of credit is a critical step in getting FHA Loan Approval for purchasing a home. It improves your credit score as well as meet the lenders requirements for 3 open lines of credit (trade lines) reporting on your credit report. This part of the training program details Opening new lines of credit to meet the FHA Loan Requirements.

Credit Counseling Home Improvement Scams

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credit improvement?

Question by Chris S: credit improvement?
my credit score is 503 how could i improve it please help

Best answer:

Answer by ehnoda
Depends on why it is the way it is. Pay your bills on time, keep personal credit limits between 30 to 40%.(0 balance on ,000 credit limit) Run your own credit and seek counseling. You really have to work hard to get a credit score that low. Good luck. I was 120-days later on several cards and mine was still 580. Do not close or settle cards that will kill your credit too. Pay them off and work with them to see what they can do. Many creditors will work with you to reestablish, but beware many offers will close your account and count as a negative on your score too.

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