Question by Red: Secured credit cards… How long will it take to see credit improvement?
If you are using a secured credit card to repair bad credit how long does it take to see an improvement on your credit report? How much improvent do you see?
These banks/cards requie you to have a savings account with them equal to your credit limit. If you have collection accounts or JUDEMENTS can a collection agency freeze these accounts and take them?
Best answer:
Answer by Joycee you wont…you get a secrued credit card for 400 bucks…they will shoot you with 300 fees upfront and piled them up month after month…they are the worst cards to get a handle on
Question by tgrlvr333: Is it better to have credit cards with no balance or close them in order to have good credit or help build it?
I have a few credit cards and only one with a balance, should I close the empty ones or keep them. I am trying to up my credit score and am not sure which is better.
Best answer:
Answer by Don E no balance on existing cards will net more credit.
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