www.RMUCT.com — If you have recently gone through a divorce, bankruptcy, or other life-changing event which negatively affected your credit rating, then here are a few tips to help you begin to discover how to rebuild your credit.
Video Rating: 0 / 5

by YoTuT

Question by Ace: What is the best way to fix bad credit with out bankruptcy?
I have a very low credit score with old delinquent accounts. I have heard paying off old accounts is pointless, and will not improve your score. Is there any way to fix credit on your own with out the use of a lawyer etc.

Best answer:

Answer by WRG
You were told wrong. Any accounts that are till on your credit report effect your score.

Give your answer to this question below!

by jonny2love

Question by bIGdADDY: How long to repair credit after a bankruptcy to qualify for a home mortgage?
Please provide information about experiance or knowledge relating to the amount of time it takes to repair ones credit after a chapter 7 bankruptcy. All loans reaffrimed thru bankruptcy have always been on track and have remained current. Any info provided would be a great help. Thanks

Best answer:

Answer by golferwhoworks
2 years as of now FHA 4 years as of now Fanny, Freddie but all of that is subject to change
I am a mortgage banker in TN & KY

What do you think? Answer below!