How to Repair Your Credit
Watch this video for a demonstration of “How to Repair Your Credit“. Tocomplete the task, you will need: Frugality Self-discipline Negotiating skills Get started with the first step: Devise a plan to pay off your credit-card balances, even if it means living like a hermit and subsisting on peanut butter sandwiches for the foreseeable future. For the complete guide, go to www.howcast.com Also check out Howcast for other do it yourself videos from crazyp3t3 and more videos in the Debt category. How can you contribute? Create your own DIY guide at www.howcast.com or apply to the Howcast Emerging Filmmakers Program at www.howcast.com
This will be a series of videos to help you repair your own credit. Our credit was improved by more than 100 points in less than 2 months. Disclaimer: I am not a licensed professional. I am not a financial advisor. I am not insured or bonded. I recommend that you use well thought out techniques and seek the advise of an attorney. I cannot guarantee that your results will be as successful as mine. Check out the information listed for yourself. At the time of this production all of this information was current, but times change so please verify this at the time that you use it. Use this at your own risk; we are not responsible for any results of this information be it good or bad.
Filed under: Credit Repair Services
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You are out yo mind I can link yall to a lady that can tell you how to do it for free. She is the bomb and she is free.go to my videos her name is Regina (A+Credit) is her title. If you have a collection company on your credit report dispute them because your debt was not with them they just bought it from someone else and you owe them nothing you don’t have a contract with them and when you dispute it watch it go away within 45 days I have done it and my credit report is great now Check her out
First of all … did I ask you!? No!
Second … did you state/provide a source!? No!
Third … don’t waste my time with untrue/unjust claims.
What is the source(s) of your claim!?
That’s exactly what I’d said … they don’t own your money. Only the interest the earn from it.
Just because someone suggests someone to do some research does NOT make them ANY such thing as “a ‘911 was an inside job’ conspiracy theorist.” let alone anything of the like.
You clearly need help. You really do need to do some research.
i know you don’t know/understand the implication of that, though.
Never ever close a card, even if it is paid off. Hurts your score. Just muster up some will power to not use it. The longer you keep cards open in good standing, the better off you are.
As long as the credit card is below 35% utilized, it will not negatively affect your credit.
They are borrowing my dollar. Yes, they own the interest from that dollar but that dollar is still mine. And please don’t tell me to do some research. You sound like a “911 was an inside job” conspiracy theorist.
If you can’t figure that out then you’ll need to do some research.
As for ‘keep a $1 balance’ … CC companies do NOT ‘own’ anyone’s money but their own. That would include the interest they make on their customers money. Their customers money itself is used toward whatever their customers buy using their card. Then their customers have to pay that back (just as if it were a regular CC).
Also, people need credit to be able to purchase higher prices things.
This helps people greatly.
Ah … ok.
That point wasn’t made, though.
One needs not work ANYWHERE for more than a couple/few days … simply long enough to get to the point of learning any given bit of information needed to be employed at any given place.
I didn’t read it, only saw the colour combination and the font of the 15%.
I was making a point of how much I’ve worked there and how long I have been there.
(But not anymore, finally.)
Why not?
Only one card!?
NOT!
One card AND a secured card!?
L O L
Secured cards are meant for those with ‘questionable’ credit ratings.
If you look, then anyone that can see well enough can see it says ‘KOHL’S’ right on it.
Thus, duh!
Either way … Kokl’s blows.
I wouldn’t shop there (ever again) if I was paid to. Its been that way for quite some time now.
FYI: Credit cards are a GOOD thing.
Some are better than others … depending on what is out there that you find and what you agree to.
If you shop around correctly, you can actually save by charging stuff.
Then it’s a matter of paying more than the minimum due each month (as long as you’re able to).
If you’re able to pay it off in full in any given month then do it … and within your grace period.
That way, you don’t pay interest.
And that means you save (as well).
That would be the interest … not finance charges.
The interest charge is applied after the ending of the grace period.
The grace period is a set number of days after the billing date.
No, it’s not.
It’s cuz of the banks loaning more than they have available.
Thus, it’s (cash) loans.
Not credit cards.
The current economy has nothing to do with consumers only paying the minimum due each month (putting themselves further into debt).
No, that wouldn’t be ’sweet.’
you don’t.
see the way you do it, is taking a credit card to the socialization organization and getting a secure lower monthly debt. hmm
yeah i pretty much pulled that out of my ass
lol, then how would i make my credit?
I have never understood why people give the credit card companies free money? If you really want to give the credit card companies free money, keep a positive balance instead of a negative balance but make it small. Like keep a positive balance of $1.00. This does a few things. First, they earn interest on that dollar. Second, they own you money. Three, if everybody did that, the credit card companies would go out of business. And that would be SWEET!
i might unsubscribe if i keep getting 20 videos spamming my subions box.
maybe instead of holding out for a few days and flooding me… you can spread them out…
btw, the subion spam WAS manageable until i got the same videos AGAAAAAAAIN!!!!!!! WDF!!!!!!
It’s because you’re in its “grace period.”
at the end: yup that’s how the economie is in the dumpster right now…
My Discover credit card never charges me finance charges even when I pay a day late…
Is that just because I’m so good at paying the majority of my bills on time? Or is it because it’s a student card?
1. Don’t Use credit cards
2. Don’t buy what you can’t afford
a.Even if its a house
b. or a car
3. Once people start doing this the prices of everything will drop.
a. houses
b. and cars
The change starts at the bottom namely YOU.
There should be a “how to” on “how to make decent videos” all of these videos seem to be made on a whim without very much thought. I remember waiting a few days for a new video, now there is one twice a day it seems. :/
You are out yo mind I can link yall to a lady that can tell you how to do it for free. She is the bomb and she is free.go to my videos her name is Regina (A+Credit) is her title. If you have a collection company on your credit report dispute them because your debt was not with them they just bought it from someone else and you owe them nothing you don’t have a contract with them and when you dispute it watch it go away within 45 days I have done it and my credit report is great now Check her out
First of all … did I ask you!? No!
Second … did you state/provide a source!? No!
Third … don’t waste my time with untrue/unjust claims.
What is the source(s) of your claim!?
That’s exactly what I’d said … they don’t own your money. Only the interest the earn from it.
Just because someone suggests someone to do some research does NOT make them ANY such thing as “a ‘911 was an inside job’ conspiracy theorist.” let alone anything of the like.
You clearly need help. You really do need to do some research.
i know you don’t know/understand the implication of that, though.
Never ever close a card, even if it is paid off. Hurts your score. Just muster up some will power to not use it. The longer you keep cards open in good standing, the better off you are.
As long as the credit card is below 35% utilized, it will not negatively affect your credit.
They are borrowing my dollar. Yes, they own the interest from that dollar but that dollar is still mine. And please don’t tell me to do some research. You sound like a “911 was an inside job” conspiracy theorist.
If you can’t figure that out then you’ll need to do some research.
As for ‘keep a $1 balance’ … CC companies do NOT ‘own’ anyone’s money but their own. That would include the interest they make on their customers money. Their customers money itself is used toward whatever their customers buy using their card. Then their customers have to pay that back (just as if it were a regular CC).
Also, people need credit to be able to purchase higher prices things.
This helps people greatly.
Ah … ok.
That point wasn’t made, though.
One needs not work ANYWHERE for more than a couple/few days … simply long enough to get to the point of learning any given bit of information needed to be employed at any given place.
I didn’t read it, only saw the colour combination and the font of the 15%.
I was making a point of how much I’ve worked there and how long I have been there.
(But not anymore, finally.)
Why not?
Only one card!?
NOT!
One card AND a secured card!?
L O L
Secured cards are meant for those with ‘questionable’ credit ratings.
If you look, then anyone that can see well enough can see it says ‘KOHL’S’ right on it.
Thus, duh!
Either way … Kokl’s blows.
I wouldn’t shop there (ever again) if I was paid to. Its been that way for quite some time now.
FYI: Credit cards are a GOOD thing.
Some are better than others … depending on what is out there that you find and what you agree to.
If you shop around correctly, you can actually save by charging stuff.
Then it’s a matter of paying more than the minimum due each month (as long as you’re able to).
If you’re able to pay it off in full in any given month then do it … and within your grace period.
That way, you don’t pay interest.
And that means you save (as well).
That would be the interest … not finance charges.
The interest charge is applied after the ending of the grace period.
The grace period is a set number of days after the billing date.
No, it’s not.
It’s cuz of the banks loaning more than they have available.
Thus, it’s (cash) loans.
Not credit cards.
The current economy has nothing to do with consumers only paying the minimum due each month (putting themselves further into debt).
No, that wouldn’t be ’sweet.’
you don’t.
see the way you do it, is taking a credit card to the socialization organization and getting a secure lower monthly debt. hmm
yeah i pretty much pulled that out of my ass
lol, then how would i make my credit?
I have never understood why people give the credit card companies free money? If you really want to give the credit card companies free money, keep a positive balance instead of a negative balance but make it small. Like keep a positive balance of $1.00. This does a few things. First, they earn interest on that dollar. Second, they own you money. Three, if everybody did that, the credit card companies would go out of business. And that would be SWEET!
i might unsubscribe if i keep getting 20 videos spamming my subions box.
maybe instead of holding out for a few days and flooding me… you can spread them out…
btw, the subion spam WAS manageable until i got the same videos AGAAAAAAAIN!!!!!!! WDF!!!!!!
It’s because you’re in its “grace period.”
at the end: yup that’s how the economie is in the dumpster right now…
My Discover credit card never charges me finance charges even when I pay a day late…
Is that just because I’m so good at paying the majority of my bills on time? Or is it because it’s a student card?
1. Don’t Use credit cards
2. Don’t buy what you can’t afford
a.Even if its a house
b. or a car
3. Once people start doing this the prices of everything will drop.
a. houses
b. and cars
The change starts at the bottom namely YOU.
There should be a “how to” on “how to make decent videos” all of these videos seem to be made on a whim without very much thought. I remember waiting a few days for a new video, now there is one twice a day it seems. :/